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Monthly Archives: July 2025

Probate_No

Which Assets Do Not Have To Go Through Probate?

By David Toback |

The websites of estate planning lawyers are full of cautionary tales about how much money a deceased person’s estate can lose because of tax obligations and creditor claims. The solutions that lawyers, and especially for-profit financial planners, often propose is to establish a trust, a separate legal entity that owns your property so that… Read More »

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What Kinds Of Medicaid Benefits Can Seniors Get?

By David Toback |

If you grew up in the United States, you may have heard your grandparents talking about Medicare.  It seemed to take up a large portion of the conversation at family gatherings.  You could have reasonably believed that Medicare was the only way seniors could pay for their medical expenses.  Given how much stress the… Read More »

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The Joyful Estate Plan

By David Toback |

While young people are talking about quiet quitting or the Great Resignation, or even despairing of finding any sources of employment income at all, you are looking forward to putting off retirement for as long as you can.  Your work gives you hope and enables you to share it with others.  No one lasts… Read More »

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Are You Too Old To Get A Mortgage Loan?

By David Toback |

A home mortgage is the biggest debt that most people incur in a lifetime. Therefore, the repayment term is usually 10, 15, 20, or even 30 years. When you are young and buying a house for the first time, a 30-year mortgage makes sense, because it has the lowest monthly payment; it is usually… Read More »

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