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Monthly Archives: March 2026

Grandparents2

The Open-Faced Sandwich Generation

By David Toback |

If you need proof that grandparents are the foundation of a family, look at any holiday gathering. The people who attend do so because they have a connection to the oldest members of the family. In multigenerational households, heritage languages survive as grandparents speak them and watch content streaming channels in them, so the… Read More »

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SeniorCoupleBored2

Your Best Options For Avoiding A Miserable Retirement If You Don’t Have Savings

By David Toback |

Whether Social Security checks provide enough income to sustain you in your retirement depends largely on how much money you have when you do not figure in your Social Security income. If you have a retirement pension, distributions from a 401(k) account, or both, and you and your spouse each get Social Security income,… Read More »

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LongTerm5

Long-Term Care Insurance Just Got Less Expensive For People Who Can Already Afford Long-Term Care Insurance

By David Toback |

An employer-provided retirement account is your best protection against living hand to mouth once you stop working and start drawing Social Security income. If you have one, you are one of the lucky few. As prices have gotten higher, wages have not risen proportionally, and neither have Social Security payouts. Meanwhile, jobs that provide… Read More »

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YardSale

Don’t Call It Swedish Death Cleaning, But Decluttering Is An Important Step In Your Estate Plan

By David Toback |

The clickbait mongers of the world would have you believe that in Sweden, where the grass is somehow always greener, even in the months of the year where the daylight hours do not amount to four hours, people are so much at peace with death that they clear their houses of clutter while they… Read More »

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