Author Archives: Jay Butchko
Florida’s Sun Coast Never Goes Out Of Style As A Retirement Destination
If you are looking for a peaceful, affordable place to retire, you could do worse than Florida’s Sun Coast. The Sun Coast gets its name from the fact that it has, on average, more sunny days per year than anywhere else in Florida, making it one of the sunniest places in the United States. … Read More »
Practical Gifts To Celebrate Your Retirement
Being boring is underrated. Boring gift recipients are the best kind. It’s stressful to buy gifts for adults because they might take them the wrong way; they might think your gift is a subtle criticism about their appearance or financial habits. The most fun adult relative to buy gifts for is the one who… Read More »
When Seniors Try To Get Dental Care, Medicare Only Bares Its Teeth And Snarls
Almost everyone dreads going to the dentist, but you must admit that the advances in dentistry over the past decades have made the experience less pleasant than it used to be when you were young. If you have to do extensive dental work, dentists will use intravenous sedation, so you will only fall asleep… Read More »
Would You Take On Debt To Retire To Florida?
Retirement is supposed to be about getting out of the rat race. After you have spent decades basing all of your decisions on money, you are looking forward to thinking about something else for once. That means no more keeping up with the Joneses, no more risky investments and backup plans for survival if… Read More »
Keeping Money In Your 401(k) After You Retire Can Make Your Savings Last Longer
It is not possible to make detailed financial plans about your retirement until you decide what age you plan to retire and when you plan to begin drawing Social Security benefits. If you have an employer provided 401(k) retirement account, then between this and your Social Security retirement income, you can probably afford a… Read More »
Your Decision To Sell Your Empty Nest Just Got $10,000 Easier
The percentage of Americans who continue working for as long as their health allows and then retire with little or no savings, and it is likely only to get bigger, but another major reason why the Americans over the age of 65 who remain in the workforce are still there is inertia. It is… Read More »
Is The LLC Business Structure The Most Underrated Estate Planning Tool?
The Internet is full of advice about how you should choose the limited liability company (LLC) business structure if you are about to establish a business. The authors of these advice articles seem to assume that you know next to nothing about business, and that your LLC will inevitably go bankrupt within five years. … Read More »
Carefree Seniors Pay Cash
In so many ways, life is simpler when you retire. You no longer have to worry about professional networking; you can stay in contact with people because you care about them and enjoy their company, not because getting to know them better will be financially rewarding. You can spend your time doing what you… Read More »
Internet Connectivity May Be The Most Important Retirement Expense
If you were already retired when the pandemic started, then you might not realize how much of a difference COVID relief programs made to working people. From stimulus checks to moratoriums on evictions, these programs prevented millions of Americans from becoming destitute as they worked at in-person jobs or cobbled together an income from… Read More »
You Can Retire With $500K In Savings If You Have More Gratitude Than Cash
Sometimes prosperity is not about how much money you have, but rather your attitude toward it. Certainly, your feelings of anxiety and deprivation are justified if you don’t have enough money to be sure of where your next meal is coming from, but if your idea of “enough” is a specific number in the… Read More »
